Unlike most credit cards out there, the Ink cards do not have a limit on how many times you can earn the sign up bonus within a given period of time. This means that you can open multiple Ink cards one after another (with a reasonable gap of 60-90 days) and still earn the sign up bonus! Most other cards require you to wait anywhere from 24 to 48 months before being eligible for a sign up bonus again and they often also require that you not currently have that specific card open. This makes it a game changer in the points and miles world and you should definitely take advantage of it!
In this blog post, we'll explore the benefits of the 3 Chase cards that earn Ultimate Rewards points; Chase Ink Business Cash, Chase Ink Business Unlimited, and the Chase Ink Business Preferred. I'll outline their sign-up bonuses and annual fees, and discuss how to qualifying for these business credit cards.
Chase Ink Business Cash
Annual Fee: $0.
Sign up bonus: 75,000 Ultimate Rewards Points (has been as high as 90,000 historically)
Required Spend: $6,000 in 3 months,
Points on Spend: 1 point per dollar (PPD) on all purchase plus 5 points per dollar on office supplies stores like Staples or Office Depot. Those office supplies stores sell gift cards (like Visa or Mastercard) and often have a promo where they waive the activation fee. Which means you can essentially earn 5 points per dollar everywhere if you are strategic about it. Read this post for more information.
Chase Ink Business Unlimited
Annual Fee: $0.
Sign up bonus:75,000 Ultimate Rewards Points (has been as high as 90,000 historically)
Required Spend: $6,000 in 3 months.
Points on Spend: 1.5 PPD on every purchase, great for earning rewards on your everyday spending.
Chase Ink Business Preferred
Annual Fee: $95.
Sign up bonus:100,000 Ultimate Rewards Points
Required Spend: $8,000 in 3 months.
Points on Spend:1 PPD on every purchase, and 3 PPD on categories like travel, shipping, internet, cable, and phone services.
Additional Perks: cell phone protection, primary car rental insurance and most importantly, the ability to transfer points out to travel partners like hotels and airlines, which can greatly boost the value of your points. If you don't have any other Chase card with an annual fee, it's worth getting this card.
Qualifying for Chase Ink Business Credit Cards: It's Simpler Than You Think
Did you know that you're already the proud owner of a business? That's right! You don't need to be incorporated or have an LLC to qualify for a business credit card. As long as you're actively selling any form of goods or services—whether it's through freelancing, selling items online, or running a small side hustle—you've got yourself a business. And the best part? Applying for a business credit card is easier than you might think. Just select "sole proprietorship" on the application, and you're on your way to unlocking a world of rewards with the Chase Ink Business credit cards.
Real-Life Examples of Qualifying Businesses
To give you some inspiration, here are a few examples of businesses I've personally used to apply for Chase Ink Business credit cards:
- Tutoring: Offering tutoring services in various subjects to students of all ages.
- Coaching: Providing coaching services in areas such as fitness, life, or business.
- Handyman: Offering handyman services for home repairs and maintenance.
- Selling Used Goods Online: Reselling pre-loved items on platforms like eBay or Craigslist.
- Babysitting: Providing childcare services to families in need of a trusted caregiver.
Remember, the possibilities are endless when it comes to qualifying for Chase Ink Business credit cards. As long as you're actively engaged in any form of business activity, you're eligible to apply and start earning valuable rewards today. No business is too big or too small!