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Credit Card Points Terminology

This is a work in progress list of credit card points terminology and acronyms commonly used by points travelers. Check back here for constant updates.

PPD

Points Per Dollar: how many points you'll earn for each dollar spent.

CPP

Cent Per Point: how much each point is valued at, based on redemption.

Sign Up Bonus

How man points you'll earn after getting approved for a credit card and completing the required actions.

Annual Fee

What the credit card issuer will charge you to keep a card open per year.

Avios

Points currency for One World Alliance airlines.

UR Points

Ultimate Reward Points: points currency for Chase points.

MR Points

Membership Reward Points: points currency for AMEX points.

Thank You points

Points currency for Citi Cards.

5/24

Chase's unwritten rule which won't allow you to get approved for more than 5 personal cards (regardless of brand) in a span of 24 months.



















































































credit card points terminology

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